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How to Create the Best Time Off Policies for Small Businesses

Every employee needs a day off occasionally. Many small businesses offer generous paid time off (PTO) policies as a way to compete with larger companies. Not only does this create an attractive incentive for top talent to hire on, but it also helps reduce employee turnover. What Is Paid Time Off? Paid time off is time employees can use for personal purposes while getting paid...

How Cold Weather Affects Tire Pressure

From corrosive road salt to slick roads, winter creates many challenges for drivers. Another one to add to the list: Tire pressure dips caused by lower temperatures.Making sure your tires are properly inflated is an important part of getting the best performance out of your vehicle – especially during the winter months. After all, your tires represent the only point of contact between your vehicle...

How to Understand Your Coverage When You Are Expecting

If you are expecting a baby, you will naturally want to know what your health plan will cover. Under the Affordable Care Act of 2014, maternity coverage must be provided by all health plans offered to individuals, families, and small groups. Coverage is mandatory for pregnancy, labor, delivery, and newborn care. What Changed About Maternity Coverage with the Affordable Care Act? Before the Affordable Care...

How to Declutter Your Home, Once and for All

While there are many benefits to downsizing, there’s an important question you have to ask yourself before you get started: “What am I going to do with all my stuff?”That’s where decluttering comes in.Simply put, decluttering is the methodical practice of removing all the unused, unwanted or unnecessary items (i.e. “clutter”) in your home. And while it’s a helpful practice for those looking to downsize...

What Happens if You Are Denied Life Insurance?

It can be discouraging, to say the least, when you are trying to protect your family by purchasing life insurance, and your application is rejected. If you have been denied life insurance, you are not alone. It happens to people every day. Keep in mind that you have options and do not give up. Why Are Some People Denied Life Insurance? Typically, life insurance companies...