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Your Local Fairfield Independent Insurance Agency

Carter Insurance specializes in auto, home, and commercial insurance.

At Carter Insurance, our priority is helping our customers find the best coverage in order to protect what matters most in life. As an independent agency, we work with a wide variety of top carriers to help you find the best coverage to suit your exact situation.

No matter your insurance needs, we can help you find the perfect policy to give you peace of mind without breaking the bank. Contact us for a quote today!

Nick Carter
Nick Carter
Agency Owner
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

6 Questions to Ask Your Business Insurance Agent

Posted: June 19, 2025

Choosing the right business insurance is one of the most critical steps in protecting your company from losses. But with so many coverage options available, how do you know which policies will be right for you? Our experienced business insurance agents can help you navigate the complexities. You can get a head start by answering these six key questions.  1. What Types of Insurance Do...

A Guide to Pet Safety When on Vacation

Posted: June 16, 2025

June is National Pet Preparedness Month, the perfect time to plan for your pet’s safety when planning a summer trip. Whether you’re planning a road trip, flying to a new destination, or leaving your pet at home, creating a safety plan for pets prevents stress, worry, and unexpected emergencies. This guide covers essential pet travel tips, including how travel insurance and pet insurance can provide...

Choosing the Right Benefits in a Multigenerational Workforce

Posted: June 13, 2025

In today’s dynamic workplace, employees span multiple generations—from Baby Boomers to Gen Z—with each generation bringing unique perspectives, experiences, and expectations. Crafting a benefits package that resonates across these diverse groups is essential for attracting and retaining top talent. Here’s a guide to understanding and choosing the right benefits for a multigenerational workforce. How do Different Generations Feel About Benefits? Each generation has distinct priorities...

Lifestyle Factors That Can Affect Your Health Insurance Cost

Posted: June 10, 2025

1. Smoking and Tobacco Use Smoking is one of the most significant lifestyle factors impacting insurance costs. Tobacco users are typically charged higher premiums due to the increased health risks associated with smoking, such as lung disease and heart problems. Quitting smoking improves your overall health and can lead to substantial savings on your insurance costs over time. Specifically, smokers may pay two to three...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)